Student loans are unsecured debts and therefore may be subject to state and federal collection laws. If you are in default on these loans, we can represent you to stop the calls and, if appropriate, make claims for violations of the FDCPA and the Rosenthal FDCPA. In addition, First Student Aid will negotiate with your creditor in an effort to resolve any amounts due. We also review your loans to see determine what rights you have and how to best eliminate these debts for the least amount of money. Our goal is to get you out of debt and to do so for as little money as possible. Although Student Loans lenders have rights greater than other lenders, they still must comply with the law and you should have an attorney on your side making sure they do.