Student Loan Forgiveness

Blue Cliff College Loan Forgiveness

Strayer University Loan Forgiveness

Academy of Art University

Important Info for Corinthian Students

Argosy University Loan Forgiveness

Private Student Loan Debt

ICDC College

If you attended ICDC you may qualify for loan forgiveness

Grand Canyon University Loan Forgiveness

Debt Relief Services

Protection Program

Explore Your Options

Anthem College Loan Forgiveness

UTI Loan Forgiveness

Capella University Loan Forgiveness

South University Loan Forgiveness

Jones International University

Do you qualify for student loan relief? Student Loan debt won't disappear. Your loans must be repaid or you could face garnishments, or even court action!

Types of Loan Forgiveness

Teacher Loan Forgiveness

The Teacher Loan Forgiveness Program is one of the most beneficial of all the loan forgiveness programs because teachers not only qualify for loan forgiveness but they also get a principle reduction. The idea behind the program is to encourage young student to pursue a career in teaching.

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Public Service Loan Forgiveness

If you work full time in a public service job you may qualify for public service loan forgiveness. After making 120 payments on time while working in a public service position, your principle balance may be forgiven. And under certain repayment plans it may be completely forgiven.

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Permanent Disability Discharge

If you are permanently disabled you may qualify for a permanent disability discharge on your Federal Student Loans. So if your ability to work or to participate in a substantial gainful activity is hindered by a mental or physical disability than you may be entitled to a loan discharge.

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Repayment Plans for every financial situation

The Department of Education’s income sensitive plans are great for graduates with a limited income. With this approach, your monthly student loan payments are determined by the amount owed, your annual earnings and family size. Individuals who opt for this approach will also receive forgiveness at the end of the term. Below are just a few repayment plans available to Federal student loan borrowers:

Pay As You Earn

Payments are capped at 10 percent of your discretionary income with a maximum term of 240 months.

Income Based Repayment

Payments are capped at 15 percent of your discretionary income with a maximum term of 300 months.

Income Contingent Repayment

Payments are capped at 20 percent of your discretionary income with a maximum term of 300 months.

The Standard Plan

You’ll pay a fixed monthly payment until your loans are paid in full within 10 years.

The Graduated Plan

Payments start low and increase every 2 years. Intended for borrowers who expect their income to steadily grow over time.

The Extended Plan

Similar to the graduated repayment plan, however the term is extended to 300 months.

Million borrowers in the United States
Billion of student loans owed to private lenders, like banks
Billion borrowed by students for advanced degrees
Billion in student loans owed to the US Government

What Is The Obama Student Loan Forgiveness Program?

The name “Obama Student Loan Forgiveness” has become the nickname for a program actually called the William D. Ford Direct Loan program. Many people only know about the program, and have heard of it through others as the Obama Student Loan Forgiveness program.  The name came about when President Obama reformed part of the Direct Loan program in 2009 in his Health Care and Education Reconciliation Act of 2010. Its important to keep in mind all the programs are offered for federal student loans.  Private loan borrowers are not able to benefit from any of the below information.


Here are some of the changes that were made by President Obama.

  • The federal government will no longer give subsidies to private lending institutions for federally backed loans.
  • Borrowers of new loans starting in 2014 will qualify to make payments based on 10% of their discretionary income.
  • New borrowers would also be eligible for student loan forgiveness after 20 years instead of 25 on qualifying payments.
  • Money will be used to fund poor and minority students and increase college funding

Ready To See If You Qualify?

Submit Request   Call (855) 781-3451